Pinching pennies is hard to when you are walking down 5th and see a top that will probably change your life in a store window. I may or may not have a problem, but the one thing I pride myself in is that I am the queen of never paying full price. Sometimes it’s strategic, and sometimes it is just plain luck.

To help out in the process, I do what most normal people do. I check my emails for discounts and promotions before I shop. But, the benefit of drowning in student loans is that we get student discounts! ALWAYS have your student ID on hand, and it never hurts to ask “do you have a student discount” before you swipe.

Currently, this is my running list of stores that offer student discounts that I will continue to add to.

• J. Crew
• Topshop
• Banana Republic
• Madewell
• TOMS
• Steve Madden
• H&M
• Ann Taylor
• Levi’s

Side Note- If you online shop and do not check for coupons on Groupon and Retail Me Not before you confirm your order, you are doing something wrong.